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	<title>Pic-A-Group.. &#187; Auto Insurance</title>
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	<link>http://www.picagroup.org</link>
	<description>Free articles about getting the most from financial institutions</description>
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		<title>California auto insurance</title>
		<link>http://www.picagroup.org/index.php/2008/04/24/california-auto-insurance/</link>
		<comments>http://www.picagroup.org/index.php/2008/04/24/california-auto-insurance/#comments</comments>
		<pubDate>Thu, 24 Apr 2008 03:00:01 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/index.php/2008/04/24/california-auto-insurance/</guid>
		<description><![CDATA[If youa re looking for California auto insurance you really can&#8217;t go past Freeway Insurance. You can get a free quote or call their toll free Auto hotline (800)448-0046 to get started on finding the lowest price for you. They really do make life easy with all of the information you need right at your [...]]]></description>
			<content:encoded><![CDATA[<p>If youa re looking for <a href="http://www.freewayinsurance.com">California auto insurance</a> you really can&#8217;t go past Freeway Insurance.  You can get a free quote or call their toll free Auto hotline (800)448-0046 to get started on finding the lowest price for you.  They really do make life easy with all of the information you need right at your fingertips.   Freeway insurance has been providing <a href="http://www.freewayinsurance.com">high risk auto insurance</a> for High Risk Drivers for over 20 years, ensuring that when you get your <a href="http://www.freewayinsurance.com">car insurance quote California</a> you can be sure it is from a steady and stable company, not just a fly-by-night web operation run from someone&#8217;s lounge room!</p>
<p>To get your free quote, all you need to do is fill out the simple one page form.. that&#8217;s it!  It&#8217;s very simple to get a quote &#8211; you don&#8217;t have to fill in details spanning your entire life history like some sites make you do. </p>
<p>So, if you are in the high risk group for insurance, make sure that you get the best low-risk choice for the best price at FreewayInsurance.com!</p>
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		<title>Bad Credit Car Loans!</title>
		<link>http://www.picagroup.org/index.php/2008/01/29/bad-credit-car-loans/</link>
		<comments>http://www.picagroup.org/index.php/2008/01/29/bad-credit-car-loans/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 02:43:07 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/index.php/2008/01/29/bad-credit-car-loans/</guid>
		<description><![CDATA[We all know that having a car is important most especially if you are working. I myself need a car for my own convenience. One of the smartest ways to get one is to apply for an auto loan. There are different types of auto loans depending on the client’s credit status. If you have [...]]]></description>
			<content:encoded><![CDATA[<p>We all know that having a car is important most especially if you are working.  I myself need a car for my own convenience.  One of the smartest ways to get one is to apply for an auto loan.  There are different types of auto loans depending on the client’s credit status.  If you have a consistent flow of income and a good credit history then it should not be a problem.  Long ago, only those who have the stable income and good credit history to back them up are the ones who are able to get a car loan.  Now it is a myth, getting an auto loan is so much easier even if you have a bad credit history&#8230; The &#8220;Get the Best Auto Loan&#8221; site can help educate you on all of the different options you have as a borrower.  </p>
<p>There is such a thing as bad credit auto loans.  Having your own car is privilege and a need to our day-to-day lives.  If you have a bad credit history, bad credit auto loans are your chance to have that car you have needed.  There are hundreds of companies offering this type of auto loan.. but the best place to get awesome deals is at getthebestautoloan.com.  I am definitely getting one of those <a href="http://www.getthebestautoloan.com/">bad credit car loans</a> as I have a blemished credit history.  This is more than just an opportunity to finally have my own car.</p>
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		<title>What Type Of Car Insurance Quotes Can You Expect?</title>
		<link>http://www.picagroup.org/index.php/2008/01/22/what-type-of-car-insurance-quotes-can-you-expect/</link>
		<comments>http://www.picagroup.org/index.php/2008/01/22/what-type-of-car-insurance-quotes-can-you-expect/#comments</comments>
		<pubDate>Tue, 22 Jan 2008 00:09:44 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/index.php/2008/01/22/what-type-of-car-insurance-quotes-can-you-expect/</guid>
		<description><![CDATA[There are many types of car insurance in the US, and pricing can vary greatly. A number of different factors affect car insurance quotes. Insurance pricing is based on the laws of probability. When insurance underwriters set insurance premiums, a variety of factors that indicate the probability of a payout are taken into consideration. Car [...]]]></description>
			<content:encoded><![CDATA[<p>There are many types of car insurance in the US, and pricing can vary greatly. A number of different factors affect car insurance quotes. Insurance pricing is based on the laws of probability. When insurance underwriters set insurance premiums, a variety of factors that indicate the probability of a payout are taken into consideration.</p>
<p>Car insurance quotes will vary from one company to another. When you are researching car insurance options, it is in your best interest to get quotes from several different insurance providers. Different companies don’t always assess risk factors the same way, and it is in your best interest to find one that offers the best car insurance quote for you.</p>
<p><span id="more-88"></span></p>
<p>A major factor that influences car influence quotes is the size and population density of the city in which you live. The crime rate of the area also has an impact on car insurance. Car insurance is more expensive in larger, more highly populated metropolitan areas. While automobile accidents and crimes happen everywhere, there is a greater probability of a car theft or accident occurring in a city such as Los Angeles than in most small, rural towns.</p>
<p>When you are looking at moving to a new area, one of the things you want to check out is the crime rate. If a good nickname for a town might well be “the car theft capital of the world” you might want to keep looking for another place to call home. Otherwise you will be paying very high automobile insurance rates.</p>
<p>Other than where you live, the type of car that you own also impacts the premium for car insurance. The more expensive a car would be to repair or replace, the higher the premium quotes you receive will be. If you have a brand new vehicle that cost $40,000 you can certainly expect the car insurance quotes you receive to be higher than for a $15,000 vehicle.</p>
<p>It is also important to realize that there are different types of car insurance in the US. Many states require car owners to carry liability insurance. It is important to be aware that liability insurance does not take care of damage to your vehicle. Liability takes care of covering damage or harm that you might cause to another person’s vehicle or property.</p>
<p>Comprehensive insurance coverage takes care of damage to your own vehicle. If you finance your car, the company that loans you money is going to require you to carry comprehensive coverage. Since the finance company has a vested interest in seeing to it that your car remains in good shape, their concern is making sure that the condition of your car can be maintained.</p>
<p>Many people who can get away with it limit their car coverage to liability coverage, because it is cheaper than carrying both liability and comprehensive coverage. The risk with this, of course, is that you can be left without a useful vehicle as the result of an accident.</p>
<p>Don’t automatically assume that one car insurance company is cheaper than the other if you aren’t sure what type of coverage is being quoted. Look at the type of coverage, as well as the limits of liability. A policy that has a maximum payout of $25,000 is going to cost less than one that has a maximum payout of $100,000.</p>
<p>To truly compare one policy to another, you have to be certain that the insurance companies are quoting premiums on the exact same levels of coverage. There are so many different types of car insurance in the US that car insurance quotes can vary greatly.</p>
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		<title>Motor Direct has you covered!</title>
		<link>http://www.picagroup.org/index.php/2008/01/12/motor-direct-has-you-covered/</link>
		<comments>http://www.picagroup.org/index.php/2008/01/12/motor-direct-has-you-covered/#comments</comments>
		<pubDate>Sat, 12 Jan 2008 02:30:00 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/2008/01/12/motor-direct-has-you-covered/</guid>
		<description><![CDATA[Van Insurance can be difficult to get if you are not sure of your options or what you should be looking for. Cheap van insurance may not always be the best bet if it does not give you the cover you are looking for. Rather than stay in the dark, why not check out the [...]]]></description>
			<content:encoded><![CDATA[<p><img align="left" width="176" src="http://www.motordirect.co.uk/images/logo.gif" hspace="10" height="148" style="width: 176px; height: 148px" /><a href="http://www.motordirect.co.uk">Van Insurance</a> can be difficult to get if you are not sure of your options or what you should be looking for.  <a href="http://www.motordirect.co.uk">Cheap van insurance</a> may not always be the best bet if it does not give you the cover you are looking for.  Rather than stay in the dark, why not check out the Motor Direct website if you are in the UK.  They make buying insurance easy with their huge range of different options aggregated from all different insurance providers.</p>
<p>They make <a href="http://www.motordirect.co.uk">UK Van insurance</a> easy, firstly as mentioned by bringing together a huge number of different policies for you to select from, but also because you can apply for insurance online using their simple online form. Alternatively, if you are like me and would rather talk to a &#8220;live person&#8221; you can always give them a call and talk through it over the phone.</p>
<p>In case you have any concerns, you can rest assured that, being part of the A-Plan Holdings Group, they are authorised and regulated by the Financial Services Authority, making them a sure bet for all of your auto insurance needs!</p>
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		<title>Get Great Auto Insurance&#8230;</title>
		<link>http://www.picagroup.org/index.php/2008/01/05/get-great-auto-insurance/</link>
		<comments>http://www.picagroup.org/index.php/2008/01/05/get-great-auto-insurance/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 05:45:12 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/2008/01/05/get-great-auto-insurance/</guid>
		<description><![CDATA[If you have a vehicle or you are thinking aboutg etting a new one, you know how hard it can be to find great auto insurance with all of the features you are looking for, at the right price. The Cost-U-Less Insurance Center can help out with auto insurance quotes. The site allows you to [...]]]></description>
			<content:encoded><![CDATA[<p>If you have a vehicle or you are thinking aboutg etting a new one, you know how hard it can be to find great auto insurance with all of the features you are looking for, at the right price.</p>
<p>The Cost-U-Less Insurance Center can help out with auto insurance quotes.  The site allows you to compare auto insurance online, so you can quickly and easily find the right insurance for your car, to suit your budget.  Many sites are springing up to give you insurance quotes &#8211; be careful as these can sometimes be weighted towards policies that have better comissions, and you may not be getting unbiassed advice.  Cost U less however is not a fly by night organisation &#8211; having 70 offices in California, so you have the confidence to deal with them, online and off.</p>
<p>With over 100 different car insurance programs to choose from, you really cant beat Cost U Less insurance, in fact 600,000 Californians so far have used Cost U Less to get a great deal in Auto Insurance, so if you are looking for <a href="http://www.costulessins.com/">car insurance cheap</a> you really need to check out the fastest growing insrance broker in California!</p>
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		<title>Benefits of Multiple Auto Insurance Quotes</title>
		<link>http://www.picagroup.org/index.php/2007/11/24/benefits-of-multiple-auto-insurance-quotes/</link>
		<comments>http://www.picagroup.org/index.php/2007/11/24/benefits-of-multiple-auto-insurance-quotes/#comments</comments>
		<pubDate>Sat, 24 Nov 2007 22:17:37 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/2007/11/24/benefits-of-multiple-auto-insurance-quotes/</guid>
		<description><![CDATA[Do you live a busy and fast lifestyle? Actually if you live in a city that’s how most of us live. It’s a go hard or go home attitude where if we can save time we’ll pay for it. Lucky for you getting multiple auto insurance quotes won’t cost you a dime even if you [...]]]></description>
			<content:encoded><![CDATA[<p>Do you live a busy and fast lifestyle? Actually if you live in a city that’s how most of us live. It’s a go hard or go home attitude where if we can save time we’ll pay for it. Lucky for you getting multiple <a href="http://www.autoinsuranceonlinequotenow.com/">auto insurance quotes</a> won’t cost you a dime even if you keep applying for a quote over and over again. The major benefit is you don’t have to waste your time visiting every insurance website to get your quote. Websites like Insurance.com offers multiple quotes from a single application. They’ll send you quote on your behalf to around 5 to 6 different insurance agencies and present you with the best quote. Big agencies like <a href="http://www.autoinsuranceonlinequotenow.com/aig-quote-online/">Aig insurance</a> only offer you one single quote which you can also get from multiple quote sites.</p>
<p>Check out www.autoinsuranceonlinequotenow.com and you’ll get a free run down on how it all works. At the end of the day we all want an easier life without the hassles of running around like headless chickens finding the cheapest quote, comparing rates and haggling insurance agencies.</p>
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		<title>How To Get The Best Automobile Insurance In New York City!</title>
		<link>http://www.picagroup.org/index.php/2007/07/24/how-to-get-the-best-automobile-insurance-in-new-york-city/</link>
		<comments>http://www.picagroup.org/index.php/2007/07/24/how-to-get-the-best-automobile-insurance-in-new-york-city/#comments</comments>
		<pubDate>Tue, 24 Jul 2007 03:57:13 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/2007/07/17/how-to-get-the-best-automobile-insurance-in-new-york-city/</guid>
		<description><![CDATA[Driving in New York City is a unique challenge, and there is much to know about how to get the best automobile insurance in New York city. First of all, you need to know that New York is a no-fault state when it comes to vehicle liability. One of most important things you have to [...]]]></description>
			<content:encoded><![CDATA[<p>Driving in New York City is a unique challenge, and there is much to know about how to get the best automobile insurance in New York city. First of all, you need to know that New York is a no-fault state when it comes to vehicle liability.</p>
<p>One of most important things you have to know about getting automobile insurance in New York City is that you do in fact have to get it. Driving without proof of insurance is against the law in the entire state of New York. You cannot even register a car in New York if you cannot provide proof of automobile insurance.</p>
<p><span id="more-75"></span></p>
<p>Not just any insurance counts, either. As a New Yorker, to be legal you have to be insured by an insurance provider that is licensed by the state of New York’s own insurance department. If you move to New York from another state, you are going to have to transfer your insurance to a locally licensed provider before you can register your car in New York.</p>
<p><!--more--></p>
<p>Before you got to the department of motor vehicles (DMV) in New York to get a license tag for your car, you are going to have to prove to the state that you have automobile insurance. The state of New York takes vehicle insurance seriously, and there is not way to register a vehicle without proof insurance.</p>
<p>You are going to have to have paper proof of insurance, in the form of an official, insurer-issued insurance card. In addition to requiring the person registering the vehicle to present his or her insurance card in order to register a car, the state also requires electronic proof of insurance. This electronic proof of insurance is filed directly with the department of motor vehicles by the insurance company that underwrites the policy.</p>
<p>New York licensed insurance providers automatically provide the department of motor vehicles with electronic notification every time a new policy is underwritten. As the person trying to register the vehicle, you don’t have to worry about providing electronic proof. It will already be on file with the DMV.</p>
<p>Additionally, insurers are required to electronically notify the DMV whenever a policy lapses. Therefore, even though you had to show proof of insurance when you register your vehicle, DMV will be notified if your insurance coverage lapses.</p>
<p>If you allow your insurance policy to lapse, your vehicle registration will be suspended. Those New Yorkers who let their policies lapse can be hit with stiff penalties and fines. Unresolved insurance issues can cause drivers to lose their driving privileges and car registration.</p>
<p>When shopping for automobile insurance in New York, it will be necessary to purchase a policy that complies with, at a minimum, the state’s minimum requirement for liability coverage.</p>
<p>New York requires drivers to carry bodily injury, property damage, uninsured motorist, and no-fault coverage. While there are minimum amounts required for each type of coverage, it is generally in the vehicle owner’s best interest to select higher liability coverage limits.</p>
<p>Getting automobile insurance in Manhattan can be quite expensive. The most basic coverage in the city that never sleeps generally costs about $1,600 per year. When searching for automobile insurance coverage in New York, it is important to compare prices from several different companies so that you can be sure you are getting the value in coverage.</p>
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		<title>Cons Of Getting Cheap Car Insurance Today</title>
		<link>http://www.picagroup.org/index.php/2007/05/08/cons-of-getting-cheap-car-insurance-today/</link>
		<comments>http://www.picagroup.org/index.php/2007/05/08/cons-of-getting-cheap-car-insurance-today/#comments</comments>
		<pubDate>Tue, 08 May 2007 02:32:03 +0000</pubDate>
		<dc:creator>Sam</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/2007/05/08/cons-of-getting-cheap-car-insurance-today/</guid>
		<description><![CDATA[Are you looking for cheap car insurance? Be careful that you know the pros and cons of cheap car insurance before you sign on the dotted line for the lowest priced insurance. It is great to avail of cheap car insurance. However, before you decide whether a low cost or regular type is good for [...]]]></description>
			<content:encoded><![CDATA[<p>Are you looking for cheap car insurance? Be careful that you know the pros and cons of cheap car insurance before you sign on the dotted line for the lowest priced insurance. It is great to avail of cheap car insurance. However, before you decide whether a low cost or regular type is good for you, you would need to know the difference.</p>
<p><strong>The Pros Of Cheap Car Insurance</strong></p>
<p>Cost – The first and most obvious advantage of cheap car insurance is the cost. You could save a bundle every year if you get your hands on the right deal and avail cheap car insurance which has no ‘catches’.</p>
<p>Availability – Just run a search on the Internet with the words ‘cheap car insurance’ and you would be literally flooded by offers. You can find cheap car insurance in practically less than minute. This is why it s so important that you know the pros and cons of cheap car insurance before you decide for this matter.</p>
<p><span id="more-77"></span></p>
<p>Convenience – You could get you low cost car insurance online without setting foot out of your house. The Internet is full of opportunities for cheap car insurance. In the present day when everybody is extra busy with their work such a convenience is simply great. This means that you do not need to driver your children every day, because they would be in a position to drive themselves once in a while.</p>
<p>Security – Of course the basic reason why you are taking the car insurance is security. The insurance would ensure you that in the event anything happened to your car, you will get adequate compensation. This usually covers accidents, theft and fire.</p>
<p>The Cons Of Cheap Car Insurance</p>
<p>As with everything the good side would often have to be balanced by a bad part. When there are advantages or pros of car insurance, of course there should be cons of cheap car insurance. Let us check out what these are:</p>
<p>Minimal coverage – Some of the best cheap car insurance have the minimum possible coverage; it should not happen than when you need to claim you would find that the cheap car insurance you have taken does not cover the premises of your claim. Be careful when you take out the insurance which comes too cheap.</p>
<p>Conditional coverage – Often you would find that the cons of cheap car insurance is actually the fact that it have conditional coverage, i.e. it is supposed to provide you complete coverage provide you fulfill certain criteria. If you fall short of the requirements, then the insurance company would be free of liability.</p>
<p>Special or introductory offer – There have been instances when you find a great cheap car insurance only to find that it is a temporary offer, i.e. upon renewal you would need to pay a higher bracket. Similarly there are occasions when such insurance would cover for only a few months and then revert at full cost.</p>
<p>Be careful when you go after a cheap car insurance policy because nowadays you get what you pay for. Check out carefully both the pros and cons of cheap car insurance before making your final decision.</p>
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