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	<title>Pic-A-Group.. &#187; editor</title>
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	<link>http://www.picagroup.org</link>
	<description>Free articles about getting the most from financial institutions</description>
	<lastBuildDate>Sun, 27 Nov 2011 13:49:42 +0000</lastBuildDate>
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		<title>Choosing the Best Credit Card</title>
		<link>http://www.picagroup.org/index.php/2011/11/27/choosing-the-best-credit-card/</link>
		<comments>http://www.picagroup.org/index.php/2011/11/27/choosing-the-best-credit-card/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 13:49:42 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=479</guid>
		<description><![CDATA[Having a credit card on hand is convenient especially when you are short on cash and you need to make an important purchase. But the interest rates the credit card companies charge on the unpaid balance are so high that some people are discouraged from using a credit card. Before you apply for a credit [...]]]></description>
			<content:encoded><![CDATA[<p>Having a credit card on hand is convenient especially when you are short on cash and you need to make an important purchase. But the interest rates the credit card companies charge on the unpaid balance are so high that some people are discouraged from using a credit card. Before you <strong><a href="http://www.financeglobe.com/Finance/cards.shtml">apply for a credit card</a></strong>, determine first which credit card is right for you.  Different credit cards offer different perks for its clients in the form of bonus points and rewards, annual fees, etc.</p>
<p>But the most important factor to be considered in choosing a credit card is how much interest rate they charge on the unpaid balance. Do some research and look for the <strong><a href="http://www.financeglobe.com/Finance/Low-Apr-Cards.php">low APR credit cards</a></strong>. The APR or annual percentage rate is the amount of interest per year that you will have to pay the credit card company if you cannot pay the balance in full.</p>
<p>Read up also on the <strong><a href="http://www.financeglobe.com/FN/Credit-Card-Reviews.php">credit card reviews</a></strong>. You will find many reviews posted by other credit card users online. Do not just accept as gospel truth what the company brochures or credit card agents tell you. The best way to find out the details and even the hidden charges on some credit cards is to read the reviews.  Be meticulous in checking out all the details so you will not end up bankrupt from paying exorbitant interest rates on your credit card.</p>
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		<title>Conserve Energy</title>
		<link>http://www.picagroup.org/index.php/2011/10/17/conserve-energy/</link>
		<comments>http://www.picagroup.org/index.php/2011/10/17/conserve-energy/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 06:32:51 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=473</guid>
		<description><![CDATA[Ever wonder what life would be like nowadays had electricity not been discovered? We would still be in the dark ages, for sure, and doing things manually.  There would be no modern conveniences like what we are used to.  Electricity is the best discovery ever.  There is no doubt about that. It has benefitted mankind [...]]]></description>
			<content:encoded><![CDATA[<p>Ever wonder what life would be like nowadays had electricity not been discovered? We would still be in the dark ages, for sure, and doing things manually.  There would be no modern conveniences like what we are used to.  Electricity is the best discovery ever.  There is no doubt about that. It has benefitted mankind in many ways.  We cannot survive without electricity.  Everything is powered by electricity. From the time we wake up in the morning until we go to sleep at night, just about everything we do has something to do with electricity in one way or another.  The most basic example of the use of electricity is in the lights that brighten our homes and streets, as well as cooking our food, heating or cooling our homes, etc.</p>
<p>Of course, the more appliances, gadgets and other devices we use, the more electricity we consume.  Thus, we pay more for power or <a href="http://ww2.ambitenergy.com/rates-a-plans/see-our-rates.html">energy rates</a><strong> </strong>since nothing is free these days.  We use electricity, then we pay for it. However, we must also learn how to conserve energy and not abuse it.  We can still enjoy the benefits of electricity and live in comfort while at the same time taking care of our environment and our wallet.</p>
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		<title>Fast Cash For Your Car</title>
		<link>http://www.picagroup.org/index.php/2011/09/27/fast-cash-for-your-car/</link>
		<comments>http://www.picagroup.org/index.php/2011/09/27/fast-cash-for-your-car/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 00:35:19 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=470</guid>
		<description><![CDATA[Got car but no cash? No problem. Get cash for your car without selling your car.  And you do not even have to fully own your car, as long as you are close to paying it off. All you need is the title to your car. Use your car title as collateral for a loan. [...]]]></description>
			<content:encoded><![CDATA[<p>Got car but no cash? No problem. Get cash for your car without selling your car.  And you do not even have to fully own your car, as long as you are close to paying it off. All you need is the title to your car. Use your car title as collateral for a loan. <a href="http://www.etitleloan.com">Loans for car titles</a> are easy to come by even for those people with bad credit standing. And because the loan is secured by the car title, the amount of loan that will be granted will depend on the value and condition of the car.</p>
<p>And what’s more, the processing will take less than a day, just a matter of hours or minutes, in fact.  This is possible because there is no credit check. Your car title alone is enough to secure the loan.  You will not even surrender your car to the lender. You surrender just the car title.</p>
<p>Take note, however, that once you fail to make your scheduled payments, the lender will take possession of your car. Your car will then be sold so that the lender can recover the amount loaned to you.  But this is the extreme scenario.  Before releasing your loan, the lender will discuss with you the repayment schedule that is easy and affordable, depending on your capacity.</p>
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		<title>Hauling Services Can Be Good Business</title>
		<link>http://www.picagroup.org/index.php/2011/09/26/hauling-services-can-be-good-business/</link>
		<comments>http://www.picagroup.org/index.php/2011/09/26/hauling-services-can-be-good-business/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 01:04:40 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=467</guid>
		<description><![CDATA[Tractor trailers. You see them on the highways all the time. A tractor trailer is also called a semi-trailer truck, or “semi” for short. The tractor trailer consists of two parts – the front part is the tractor or truck, which pulls the second part, called the semi-trailer, which contains the freight.  Tractor trailers are [...]]]></description>
			<content:encoded><![CDATA[<p>Tractor trailers. You see them on the highways all the time. A tractor trailer is also called a semi-trailer truck, or “semi” for short. The tractor trailer consists of two parts – the front part is the tractor or truck, which pulls the second part, called the semi-trailer, which contains the freight.  Tractor trailers are used to haul goods across long distances.</p>
<p>Having your own tractor trailer and contracting freight services is a good business idea. You are your own boss. You do not have a supervisor to watch your every move. You are not confined in a stuffy office. You get to see other places. Your responsibility is to deliver your freight on time and in good condition to its destination.</p>
<p>There are various kinds of <a href="http://www.nexttruckonline.com">tractor trailers for sale</a> you can choose from, depending on the type of product you want to haul. For example, there is the refrigerated truck or reefer for hauling frozen or temperature-controlled goods; the flatbed truck for hauling equipment and construction materials like lumber; the box truck, which has an enclosed trailer to protect the goods inside; and the tanker truck for carrying liquid loads and gases.</p>
<p>One does not need a college diploma to drive a tractor trailer but you need to get a license to drive such vehicles. And if you are hauling hazardous materials, you need to get a separate license for that.</p>
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		<title>Quick And Easy Vehicle Title Loans</title>
		<link>http://www.picagroup.org/index.php/2011/09/20/quick-and-easy-vehicle-title-loans/</link>
		<comments>http://www.picagroup.org/index.php/2011/09/20/quick-and-easy-vehicle-title-loans/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 07:21:03 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=464</guid>
		<description><![CDATA[A vehicle title loan is a type of loan wherein the vehicle title serves as collateral to cover for the loan amount. Because the loan is secured by the vehicle title, the amount of loan granted to the borrower depends on the value and condition of that vehicle. Any kind of vehicle – cars, trucks, [...]]]></description>
			<content:encoded><![CDATA[<p>A vehicle title loan is a type of loan wherein the vehicle title serves as collateral to cover for the loan amount. Because the loan is secured by the vehicle title, the amount of loan granted to the borrower depends on the value and condition of that vehicle. Any kind of vehicle – cars, trucks, motorcycles, ATVs, and even trailers – as long as they have titles, can be used to secure the loan.</p>
<p><a href="http://www.southwesttitleloans.com/about-us.html">Vehicle title loans</a> are usually short-term loans. People avail of vehicle title loans for various reasons, including refinancing an existing vehicle title loan. There are those who need money fast and cannot wait for a lengthy processing time. Companies offering vehicle title loans do not run credit checks, thus the quick release of funds. People with bad credit can also avail of a vehicle title loan. Companies just have to verify the vehicle title being used as collateral. Some companies also need proof that the borrower is gainfully employed or has other sources of income to pay off the loan.</p>
<p>In case of failure of the borrower to pay back the loan within the agreed time, the lending company will  take possession of the vehicle and sell or auction it off to recover their money.</p>
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		<title>Fast Personal Loan</title>
		<link>http://www.picagroup.org/index.php/2011/09/20/fast-personal-loan/</link>
		<comments>http://www.picagroup.org/index.php/2011/09/20/fast-personal-loan/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 02:05:23 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=455</guid>
		<description><![CDATA[Everyone needs a loan these days for varying reasons. Students need loans for tuition and other school expenses. Businessmen need loans to add to their capital or for operational expenses. Big-time businessmen can apply for loans from a bank and other financial institutions.  But what about small entrepreneurs and the students? Where do they go [...]]]></description>
			<content:encoded><![CDATA[<p>Everyone needs a loan these days for varying reasons. Students need loans for tuition and other school expenses. Businessmen need loans to add to their capital or for operational expenses. Big-time businessmen can apply for loans from a bank and other financial institutions.  But what about small entrepreneurs and the students? Where do they go to get a personal loan that is fast and hassle-free?</p>
<p><a href="http://www.eloanpersonal.com ">eLoanPersonal</a> is the place to go to.  eLoan Personal is an online service that offers <a href="http://www.eloanpersonal.com ">personal loans with no credit check</a>. No need to scour through the internet looking for loan options.  The procedure at eLoanPersonal is quick and easy.  You can get your loan approved and released in under one hour.  There is also no tedious paper work to be filled out.  Just visit their website, choose the amount you need, fill out the easy application form, and wait for the funds to be credited to your bank account.  It is that simple.</p>
<p>They also offer <a href="http://www.eloanpersonal.com ">personal loan for poor credit</a>.  This is for those people who have low credit scores and cannot avail of regular loans from other financial institutions with stricter requirements.</p>
<p>At eLoanPersonal, transactions are secure and your privacy is protected all the time.</p>
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		<title>Landscape Insurance</title>
		<link>http://www.picagroup.org/index.php/2011/07/06/landscape-insurance/</link>
		<comments>http://www.picagroup.org/index.php/2011/07/06/landscape-insurance/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 00:53:56 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=453</guid>
		<description><![CDATA[In today’s fast paced and hectic world, unexpected incidents or calamities can occur at any time, leaving you stranded or helpless. From incidents happening while driving an automobile to facing strenuous challenges and sudden loses at a business, life can take a turn for the worse at any time without any prior notification. This makes [...]]]></description>
			<content:encoded><![CDATA[<p>In today’s fast paced and hectic world, unexpected incidents or calamities can occur at any time, leaving you stranded or helpless. From incidents happening while driving an automobile to facing strenuous challenges and sudden loses at a business, life can take a turn for the worse at any time without any prior notification. This makes taking a sort of protection cover in the form of insurance all together vital and the right thing to do. Nowadays you can find an insurance cover for almost all types of important things that are an integral part of your life such as home, auto or even business. At Groninger Insurance you can find a reasonable insurance quote for all of them including life insurance and a specific home insurance cover designed against flood and water damage.</p>
<p>Getting an insurance cover for the important things in your life including life itself is a sensible and necessary thing to do. With the occurrence of an accident or a mishap happening at a moment’s notice without any warning, the necessity of having a suitable coverage should be at the top of any priority list. This stands true in terms of business insurance as well. With the dynamic new <a href="http://www.groningerinsurance.com/products/business-insurance/landscapers/">landscape insurance</a> cover by Groninger Insurance, one can protect his or her landscaping business from various liabilities and unforeseen dangers that can be quite devastating for the growth of the business. </p>
<p>With this outstanding landscape insurance cover by Groninger Insurance not only is your business and its staff protected from general liability issues but also stays away from any commercial issues as well. It covers all types of equipment and vehicle malfunction or damage faults and is quite affordable too. You can simply log on to groningerinsurance.com and type in your specification and needs and it will revert you back with an appropriate quote.</p>
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		<title>Investing in Gold</title>
		<link>http://www.picagroup.org/index.php/2011/07/04/investing-in-gold/</link>
		<comments>http://www.picagroup.org/index.php/2011/07/04/investing-in-gold/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 03:03:56 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=450</guid>
		<description><![CDATA[Being treated as one of the most reliable form of investments, gold is a universal commodity which is traded throughout the world in hopes of gathering security against uncertain market fluctuations and volatility. It has always been one of the safest and most lucrative investment opportunities throughout. From buying gold bullion to trading gold in [...]]]></description>
			<content:encoded><![CDATA[<p>Being treated as one of the most reliable form of investments, <a href="http://www.goldcoinsgain.com">gold</a> is a universal commodity which is traded throughout the world in hopes of gathering security against uncertain market fluctuations and volatility. It has always been one of the safest and most lucrative investment opportunities throughout. From buying <a href="http://www.goldcoinsgain.com/gold-bullion-coins.html">gold bullion</a> to trading gold in the commodity markets, there has always been a steady and deep investor’s interest in gold not to mention a normal consumer’s. </p>
<p>People can buy gold in various forms such as gold coins or <a href="http://www.goldcoinsgain.com/gold-bullion-coins.html"> buy bullion</a>. Gold bullion is considered as one of the best investment options there are when it comes to investing in gold. It normally comes in two basic forms namely the gold bullion coins and the gold bullion bars. Both of these forms are treated as pure gold since no artistic component or any other factor is used to hinder their composition. The gold bullion is officially stamped on its surface that certifies its weight and purity level. One can <a href="http://www.goldcoinsgain.com/gold-bullion-coins.html">buy gold bullion</a> in different weight and size ratios along with a certified guarantee from the provider confirming its authenticity.</p>
<p>Gold has always been treated as the universal currency for trading since ancient times. The gold <a href="http://www.goldcoinsgain.com/gold-bullion-coins.html">bullion</a> found at various excavation sites are its perfect proof. Not only do they offer a level of security when it comes to investments but also can be quite fruitful in terms of return on investment. Gold bullion are also small in size and relatively easier to trade as compared to other gold investment options.</p>
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		<title>Online Personal Loans</title>
		<link>http://www.picagroup.org/index.php/2011/06/13/online-personal-loans/</link>
		<comments>http://www.picagroup.org/index.php/2011/06/13/online-personal-loans/#comments</comments>
		<pubDate>Mon, 13 Jun 2011 06:52:55 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=448</guid>
		<description><![CDATA[Get money fast! Three words that mean the world. How many times have you gone to the back or any other lender to get just a small amount of money for an urgent requirement and have been treated with prejudice and suspicion? Leave alone the treatment, how long does it take? Apparently, it takes just [...]]]></description>
			<content:encoded><![CDATA[<p>
Get money fast! Three words that mean the world.  How many times have you gone to the back or any other lender to get just a small amount of money for an urgent requirement and have been treated with prejudice and suspicion? Leave alone the treatment, how long does it take? Apparently, it takes just enough time for you to lose the deadline and hence the requirement.</p>
<p>You need someone who understands the urgency and lends you money and trusts you. There is only one place for such queries:   <a href="ttp://www.eloanpersonal.com ">eLoanPersonal.com</a>. It is a free nationwide online service that reaches out to get money from different banks and lends you the money you need in as fast as one hour! You need to follow just three simple steps of application, approval and release of money and the money is all yours to use! And all this in just one hour!</p>
<p>One of the biggest plusses of eloanpersonal.com is that it provides loans even if you are in a bad credit. It would be normal to wonder about how that can be, but rest assured <a href="ttp://www.eloanpersonal.com ">personal loan for poor credit</a> are a dead giveaway and we don’t think twice in approving them. In fact, eloanpersonal.com even offers <a href="ttp://www.eloanpersonal.com ">personal loans with no credit check</a>!</p>
<p>It’s natural to be apprehensive and have doubts about the working of such a system. We want our clients to trust us just as we trust them, we encourage you to spend time on our website, learn more about what we do and find answers to all your questions.</p>
<p> If you think you’ve read enough, then you can go right ahead and apply for the money from right here!</p>
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		<title>Tools In Generating Useful Information</title>
		<link>http://www.picagroup.org/index.php/2011/05/16/tools-in-generating-useful-information/</link>
		<comments>http://www.picagroup.org/index.php/2011/05/16/tools-in-generating-useful-information/#comments</comments>
		<pubDate>Mon, 16 May 2011 14:51:35 +0000</pubDate>
		<dc:creator>editor</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.picagroup.org/?p=443</guid>
		<description><![CDATA[Change comes along bearing gifts. Dawn of the information era comes with the gift of knowledge. The growing competition to provide high quality service and have a solid information base has made data interpretation and analysis a very important aspect in the world today. Data analysis is one of the steps in generating useful information. [...]]]></description>
			<content:encoded><![CDATA[<p>Change comes along bearing gifts. Dawn of the information era comes with the gift of knowledge. The growing competition to provide high quality service and have a solid information base has made data interpretation and analysis a very important aspect in the world today.</p>
<p>Data analysis is one of the steps in generating useful information. Data interpretation and analysis is used everywhere.  Creating <a href="http://www.datagy.net/productFOTW-features.aspx">performance analysis reports</a> of employs of a corporation is no exception. Performance analysis report of  an individual is a vital piece of information that is used by corporations, recruiters and background verification agencies. A performance analysis report of a specific person is produced by mining data relevant to that person; it helps knowing the capabilities of that person and shows how to gain the optimum productivity.</p>
<p>The <a href="http://www.datagy.net/companyinfo.aspx">regulatory information</a> is one of the most widely used and largely required bits of information. To put in the simplest words, regulatory information tells you what to do and what not to do. Regulatory information is mostly used in financial setups like banks, credit unions and insurance companies; however, it is not just limited to that. Regulation is required in every industry, and the regulation information is what explains the regulations of a particular corporation to its associates and customers. Regulatory information needs an exceptional mention when it comes to insurance and credit union.</p>
<p>Managing <a href="http://www.datagy.net/productFOTW.aspx">credit union financials</a> is not really a peaceful cup of tea in the sunset. Involvement of a large amount of money, huge transactions and an enormous number of people not makes data management complicated, but also makes it more required. Making access to credit union financials easy is the core motive. The idea is to provide a secure and easy solution to the customers as well as the associates to access details of the credit union financials. Reducing paper work and physical transactions to check on credentials and documentations of your credit union financials makes handling money an easier task that is stress free and fortunately remains uneventful.</p>
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