Let’s face it, banks are scared. It only takes a breath in the wrong direction for them to lower your credit limit, increase your interest rate, or close your credit card altogether! This can have a disastrous effect on your FICO score and wreck your credit, and the really scary thing is.. you don’t even [...]

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There may be some comfort for you if you are facing the rising threat of credit card debt in your family finances. That comfort might come from the fact that this is a problem for thousands of families in the country. But this is faint hope because it is still a problem that needs to [...]

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Does it ever seem like credit card companies seem to treat their customers like indentured slaves? The policies that these credit companies use to handle your accounts are at best unscrupulous and at worst, down right outrageous and robbery. If any other industry tried to cheat their customers out of money like the credit card [...]

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