Once you’ve been paying off a credit card for a while, you might be offered a ‘payment holiday’. You’ll get a letter, saying that since the company knows it’s difficult for some families around Christmas (or whatever other excuse they think up), they’re offering you a month off from paying, as a ‘special present’. Why [...]

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If you’re in a really bad situation, and you just can’t even make your minimum payments this month, don’t worry. You can negotiate your debts, and pay back much less than you owe – as long as they get their debt plus interest in the end, no-one is expecting you to pay the full amount [...]

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Capital One Canada is well represented at a great site I found the other day addressing Canadians and their credit products. the site can help you get a better handle on all things to do with credit cards. If you have great credit, or more inportantly if you have bad credit, you will find a [...]

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One of the most important investments we can make is that of house insurance. To find the best rate, you can conduct a search for house insurance online. The more quotes that you can obtain, the better the chances you have for the best coverage at the lowest possible rate. When most people think of [...]

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In the 1950s and 1960s when mobile homes started becoming popular it was virtually impossible to get a mobile home mortgage from a traditional lender. Since they had wheels and could moved they were treated as a vehicle and typically a mobile home mortgage was subjected to the same interest rates as cars and trucks, [...]

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